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We at AAF help homeowners in the USA avoid foreclosures and evictions and are looking for Homeowner Lawmakers and Politicians who will change all State and Federal Laws regarding foreclosures and evictions, and to guarantee that all safeguards are in place when a third party Servicer and/or Debt Collector attempts to foreclose on a loan.
15 USC 1692i: Legal actions by debt collectors – House
- Venue
- Authorization of Actions
- Effective Date
§1692i. Legal actions by debt collectors
(a) Venue
Any debt collector who brings any legal action on a debt against any consumer shall-
(1) in the case of an action to enforce an interest in real property securing the consumer’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or
(2) in the case of an action not described in paragraph (1), bring such action only in the judicial district or similar legal entity-
(A) in which such consumer signed the contract sued upon; or
(B) in which such consumer resides at the commencement of the action.
(b) Authorization of actions
Nothing in this subchapter shall be construed to authorize the bringing of legal actions by debt collectors.
(Pub. L. 90–321, title VIII, §811, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 880 .)
The new AAF Homeowner Protection Act ( HPA ) obligates the Party attempting to Foreclose and/or Evict Homeowners to file a complaint in Federal District Court using only the ORIGINAL signed documentation, ie. Note and Mortgage and/or Deed of Trust ( DOT ) to file the complaint.
If they fail to do so, and can not prove they are the beneficiaries of the original documentation, the complaint is immediately dismissed with Prejudice. Also, Homeowners have a Constitutional right to a trial by Jury ( see the Seventh Amendment ). The same will apply with any eviction process.
Please donate to AAF now: https://axj.nu/donate/
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