We at AAF help homeowners in the USA avoid foreclosures and evictions and are looking for Homeowner Lawmakers and Politicians who will change all State and Federal Laws regarding foreclosures and evictions, and to guarantee that all safeguards are in place when a third party Servicer and/or Debt Collector attempts to foreclose on a loan.
- Authorization of Actions
- Effective Date
§1692i. Legal actions by debt collectors
(1) in the case of an action to enforce an interest in real property securing the consumer’s obligation, bring such action only in a judicial district or similar legal entity in which such real property is located; or
(b) Authorization of actions
(Pub. L. 90–321, title VIII, §811, as added Pub. L. 95–109, Sept. 20, 1977, 91 Stat. 880 .)
The new AAF Homeowner Protection Act ( HPA ) obligates the Party attempting to Foreclose and/or Evict Homeowners to file a complaint in Federal District Court using only the ORIGINAL signed documentation, ie. Note and Mortgage and/or Deed of Trust ( DOT ) to file the complaint.
If they fail to do so, and can not prove they are the beneficiaries of the original documentation, the complaint is immediately dismissed with Prejudice. Also, Homeowners have a Constitutional right to a trial by Jury ( see the Seventh Amendment ). The same will apply with any eviction process.
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